Member Rates
Dividends
Term Deposit
IRAs
Loans
Dividend Rates
Effective as of
| Account Type |
Rate |
APY |
| Regular Share Account |
0.15% |
0.15% |
| Christmas Club Account |
0.15% |
0.15% |
| Special Share Account |
0.15% |
0.15% |
| Preferred Checking |
0.10% |
0.10% |
Money Market Account
Up to $10,000 |
0.40% |
0.40% |
Money Market Account
$10,000.01 & Up |
0.65% |
0.65% |
| Youth Money Market Account |
0.65% |
0.65% |
| Education Savings Account |
0.50% |
0.50% |
Term Deposit Rates
Effective as of
| Account Type |
Min. Deposit |
Rate |
APY |
| 6 Month Term Deposit |
$1,000 |
0.50% |
0.50% |
12 Month Term Deposit
Interest Pays Quarterly |
$1,000 |
0.70% |
0.70% |
| 12 Month Term Deposit |
$1,000 |
0.70% |
0.70% |
18 Month Term Deposit
Interest Pays Quarterly |
$1,000 |
0.85% |
0.85% |
| 18 Month Term Deposit |
$1,000 |
0.85% |
0.85% |
24 Month Term Deposit
Interest Pays Quarterly |
$1,000 |
0.95% |
0.95% |
| 24 Month Term Deposit |
$1,000 |
0.95% |
0.95% |
36 Month Term Deposit
Interest Pays Quarterly |
$1,000 |
1.20% |
1.20% |
| 36 Month Term Deposit |
$1,000 |
1.20% |
1.20% |
APY= Annual Percentage Yield.
Dividend Rates are reviewed monthly.
More types offered - call for information.
Rates are subject to change.
Individual Retirement Account (IRA) Rates
Effective as of
| Account Type |
Min. Deposit |
Rate |
APY |
| Accumulation IRA |
$1 |
0.45% |
0.45% |
| 12 Month IRA |
$1 |
0.80% |
0.80% |
| 18 Month IRA |
$1 |
1.00% |
1.00% |
| 24 Month IRA |
$1 |
1.10% |
1.10% |
| 36 Month IRA |
$1 |
1.45% |
1.45% |
APY= Annual Percentage Yield.
Dividend Rates are reviewed monthly.
More types offered - call for information.
Rates are subject to change.
Loan Rates
Rates based on credit score.
Effective as of
| Account Type |
Model Year |
APR |
Signature*
(36 Months) |
|
9.00% - 18.00% |
Secured
(24 Months) |
|
3.25% - 14.00% |
Secured
(36 Months) |
2008 - 2011
2007 and older |
4.00% - 16.00%
4.30% - 16.00% |
Secured
(48 Months) |
2008 - 2011
2007 and older |
4.25% - 18.00%
5.00% - 18.00% |
Secured
(60 Months) |
2008 - 2011
2007 and older |
4.50% - 18.00%
5.25% - 18.00% |
Secured
(72 Months) |
2008 - 2011 |
5.00% - 18.00% |
Secured RV & Luxury
(84 Months) |
|
6.75% - 18.00% |
| Share Secured |
|
5.00% |
| Term Deposit Secured |
|
+3.00% |
Maximum rates on loans will be 18% APR as set by NCUA.
*Signature Loan interest rates increase 0.25% for each additional year financed in excess of 3 years.
Rates are subject to change.
