Gateway Credit Union strives to be the primary financial institution for our members; providing personal service, low cost loans, and competitive savings rate.

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 Member Rates

Dividends Term Deposit IRAs Loans


Dividend Rates

Effective as of


Account Type Rate APY
Regular Share Account 0.15% 0.15%
Christmas Club Account 0.15% 0.15%
Special Share Account 0.15% 0.15%
Convenience Checking N/A N/A
Money Market Account 0.25% 0.25%
Youth Money Market Account 0.25% 0.25%


Term Deposit Rates

Effective as of


Account Type Min. Deposit Rate APY
6 Month Term Deposit $1,000 0.20% 0.20%
12 Month Term Deposit
Interest Pays Quarterly
$1,000 0.35% 0.35%
12 Month Term Deposit $1,000 0.35% 0.35%
18 Month Term Deposit
Interest Pays Quarterly
$1,000 0.40% 0.40%
18 Month Term Deposit $1,000 0.40% 0.40%
24 Month Term Deposit
Interest Pays Quarterly
$1,000 0.50% 0.50%
24 Month Term Deposit $1,000 0.50% 0.50%
36 Month Term Deposit
Interest Pays Quarterly
$1,000 0.60% 0.60%
36 Month Term Deposit $1,000 0.60% 0.60%
48 Month Term Deposit
Interest Pays Quarterly
$1,000 0.60% 0.60%
48 Month Term Deposit $1,000 0.60% 0.60%
60 Month Term Deposit
Interest Pays Quarterly
$1,000 0.60% 0.60%
60 Month Term Deposit $1,000 0.60% 0.60%

APY= Annual Percentage Yield.
Dividend Rates are reviewed monthly.
More types offered - call for information.
Rates are subject to change.



Individual Retirement Account (IRA) Rates

Effective as of


Account Type Min. Deposit Rate APY
Accumulation IRA $1 0.30% 0.30%
12 Month IRA $1 0.35% 0.35%
18 Month IRA $1 0.40% 0.40%
24 Month IRA $1 0.50% 0.50%
36 Month IRA $1 0.60% 0.60%

APY= Annual Percentage Yield.
Dividend Rates are reviewed monthly.
Rates are subject to change.



Loan Rates

Rates based on credit score.
Effective as of


Account Type Term APR
Signature Up to 60 months 8.90% - 18.00%
Secured Auto Up to 60 months 2.90% - 15.00%
Secured Auto 72 months 3.90% - 18.00%
Secured RV & Luxury Up to 84 months 5.90% - 18.00%
Boat, Jet Ski, Motorcycle, ATV, Tractor, & Mower Up to 60 months 6.90% - 18.00%
Share Secured +3.00%
over underlying shares

Maximum rates on loans will be 18% APR as set by NCUA.
Rates are subject to change.





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Questions or comments? Contact us at (931) 551-8271 or Toll Free 1-877-698-3543. Fax: 931-551-3357.
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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Your savings federally insured to at least $250,000 and backed by the full faith and
credit of the United States Government.
 America's Credit Unions  EHL - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.