| Share Savings |
| Overdraft Transfer to Checking |
$5.00 |
| Reopen account within 3 months of closing |
$5.00 |
| Close account within 90 days |
$10.00 |
| Special Shares |
| Excessive withdrawal (more than 3 per quarter) |
$2.00 |
| Money Market |
| Excessive withdrawal (more than 3 per quarter) |
$10.00 |
| Christmas and Vacation Club |
| Early Withdrawal |
$20.00 |
| Share Draft (Checking) / Check Card/ATM Charges |
| Insufficient funds per item (NSF) |
$35.00 |
| Member Privilege per item (Courtesy Pay) |
$35.00 |
| Non-member check cashing |
$10.00 |
| Non-member check cashing on tax refunds |
1% of check amount |
| Share draft (check) orders |
Per vendor pricing |
| Stop payment draft (check) or ACH |
$20.00 |
| Account activity print-out (phone, fax, or in person) |
$2.00 |
| Copy of original draft (check) |
$3.00 |
| Overdraft Line of Credit Advance |
$5.00 |
| Fax/Email service |
$2.00 |
| Initial issuance of Check Card |
Free |
| Replacement of lost/stolen/damaged card |
$12.00 |
| Overnight delivery of Debit Card |
Per vendor pricing |
| Card use at GCU ATM |
Free |
| Card within CO-OP Network at a Foreign ATM* |
$1.00 |
| Card use outside CO-OP Network at a Foreign ATM* |
$1.00 + institution fee |
| ATM Balance Inquiry |
$2.00 |
| Instant Issue Debit Cards |
$5.00 |
| Loans |
| Late fee (after 10 days) |
$25.00 |
| Loan Application Fee |
$30.00 |
| Credit Card Fees |
| Late Payment |
$25.00 |
| Over-the-Credit Limit |
$25.00 |
| Returned Payment |
$25.00 |
| Returned Convenience Check |
$25.00 |
| Statement Copy |
$10.00 |
| Rush/Overnight |
Per vendor pricing |
| Emergency Card Replacement |
Per vendor pricing |
| Card Replacement |
$10.00 |
| PIN Replacement |
$10.00 |
| Card Recovery/Capture |
Per vendor pricing |
| Pay-by-Phone |
$10.00 |
| Miscellaneous |
| Money Orders |
$3.00 |
| Money Orders (Members age 55+) |
Free |
| Money Orders (Non-Members) |
$8.00 |
| Cashier’s Checks/Corporate Drafts (not payable to account owner) |
$5.00 |
| Duplicate account statements |
$5.00 |
| Inactive member charge per year (balance below $25.00) |
$5.00 |
| Wire Transfer (outgoing) |
$20.00 |
| Wire Transfer (incoming) |
$20.00 |
| Wire Transfer (international) |
$50.00 |
| Deposited Item Return |
$30.00 |
| Notary Service |
Free |
| Notary Service (Non-Members) |
$10.00 |
| Incorrect Address/Return Mail |
$10.00 |
| Statement Recon/Research (1 hour min.) |
$25.00/hr |
| Foreign Item |
$15.00 |
| Visa Gift Card |
$4.00 |
| Paper Statement fee |
$3.00 per quarter |
| Paper Statement Fee for Members 65+ |
Free |
| Visa Travel Money Card ($100 minimum) (EMV-chip) |
$6.00 |
| Inactive Bill Pay Fee (3 months of inactivity) |
$5.00 |
| Over the Phone Cash Advance (loan payments) |
$3.00 |
Home Banking
Text Us!