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Membership
  • Membership Information
  • Apply for Membership!
News!
  • What’s New!
  • Promos
Services
  • Checking Accounts
  • Savings Accounts
  • Savings Rates
  • Insurance Solutions
Loans
  • Loan Types
  • Credit Cards
  • Loan Rates
  • Loan Application
  • Mortgage Application
  • Loan Calculator
Contact
  • Office Information
  • ATM Locator
Online Services
  • eServices
  • Helpful Sites
  • Forms & Applications

Loan Rates


Loan Rates
Loan Types
Loan Application

Loan Rates

Rates based on credit score.
Effective as of 1/1/2023

Account Type Term APR
Unsecured/Signature Up to 60 months 10.00% - 18.00%
New Auto (2023-2024) Up to 60 months
Up to 72 months
5.25% - 14.00%
5.50% - 14.25%
Secured Auto (2019 - 2023) Up to 60 months 5.75% - 15.25%
Secured Auto (Up to 2018) Up to 60 months 6.00% - 15.50%
Secured Auto (2019 - 2023) 72 months 6.25% - 16.25%
Secured Auto (2014 - 2018) 72 months 6.50% - 18.00%
Secured Luxury* (2022-2024) Up to 84 months 6.50% - 17.25%
Secured Luxury* (2019-2021) Up to 84 months 6.75% - 18.00%
Motorcycle (Any Year) Up to 60 months 4.75% - 18.00%
Motorcycle (2020 - 2024) 72 months 5.75% - 18.00%
RV (Any Year) Up to 84 months 5.25% - 18.00%
RV (Over $20K) Up to 120 months 6.25% - 18.00%
Boat (Any Year) Up to 84 months 6.25% - 18.00%
Boat (Over $20K) Up to 120 months 7.25% - 18.00%
Jet Ski, ATV, Tractor & Mower (Any Year) Up to 60 months 7.25% - 18.00%
Share Secured +3.00% over underlying shares
* Luxury denotes an auto over $40K finanaced
** Vehicles 11 years and older may be financed for up to 48 months.

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